Simple Travel Insurance - Compare our products

COVER per insured person	PREMIER		STANDARD
Category	Limit	Excess	Limit	Excess
Cancellation and Curtailment	Upto £5,000	£100 (£25 LOD)	Upto £5,000	£100 (£25 LOD)
Medical Expenses	Upto £10 million	£100	Upto £5 million	£100
Hospital Benefit	£25 per day Upto £750		£25 per day Upto £750
Travel Delay	£30 per 12 hour period Upto £300		£30 per 12 hour period Upto £150
Holiday Abandonment	Upto £3,000	£100	Upto £3,000	£100
Catastrophe Cover	Upto £1,000	£100
Mugging	£300
Hijack	£100 per day Upto £2,000
Missed Departure	Upto £1,000	£100	Upto £1,000	£100
Personal Accident	Maximum £25,000		Maximum £15,000
Loss of limbs or sight (aged under 65)	£25,000		£15,000
Permanent Total Disablement	£25,000		£15,000
Death benefit (aged 18 - 65)	£15,000		£7,500
Death benefit (aged under 18 and over 65 years)	£5,000		£3,750 (Under 18's Only)
Hotel Services Failure / Withdrawal of services	£50 per day Upto £500		£50 per day Upto £250
Petcare Cover	Upto £300		Upto £300
Personal Liability	Upto £2 million	£250	Upto £2 million	£250
Legal Expenses	Upto £25,000	£250	Upto £25,000	£250
Personal Effects and Baggage	Upto £1,500	£100	Upto £1,500	£100
Single Item Limit	£250	£100	£250	£100
Valuables Limit in total	£250	£100	£250	£100
Travel Documents	Upto £200	£100	Upto £200	£100
Delayed baggage	Upto £200	£100	Upto £200	£100
Personal Money	Upto £500	£100	Upto £500	£100
Cash Limit	£250	£100	£250	£100
Cash (aged under18)	£50	£100	£50	£100

WINTER SPORTS	LIMIT	EXCESS
Ski Equipment	Up to £750	£150
Owned	Upto £750	£150
Hired	£300	£150
Single Item Limit (Owned)	£250	£150
Single Item Limit (Hired)	Upto £100
Ski Hire	£20 per day Upto £200
Ski Pack	Upto £75 per day Upto £450
Piste Closure	£20 per day Upto £200
Avalanche Delay	Upto £300	£100

GOLF COVER	LIMIT	EXCESS
Golf Equipment	Upto £1,500	£100
Single Item Limit	£300	£100
Golf Equipment Hire	£25 per day Upto £200
Green Fees	Upto £75 per day Upto £300

BUSINESS COVER	LIMIT	EXCESS
Business Equipment	Upto £2,000	£100
Single Item Limit	£500	£100
Computer Equipment - Single/Total Item Limit	£1,500	£100
Samples	£500	£100
Business Equipment Delay	£100 per day Upto £200	£100
Emergency Courier	Upto £500	£100
Business Equipment Hire	£50 per day Upto £500
Business Money	Upto £1,000	£150
Cash Limit	£500	£150
Additional Personal Accident	2 x normal benefits